Name: Pan Zaiyu

Gender: male

Age: unknown

Occupation: self-employment

Hometown: Xinyang, north China’s Henan province

Annual salary: 40,000 yuan

Annual savings: 20,000 yuan

Most money spent on: child’s tuition fee

Background: Pan has been working in Beijing for nearly 11 year. As a food stall owner, he earns good money. His life is simple and frugal. After paying his child’s school tuition fee, living expenses, and home rental, he can save about 20,000 yuan a year.