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Vigorously Developing China's Insurance Business
Comrade Jiang Zemin's important remarks on the Insurance Knowledge Textbook are published today. The incisive expositions and rich contents of these important remarks fully demonstrate the loving care and high attention given by the Party Central Committee and the State Council to the development of the insurance business.
These remarks will definitely give an enormous impetus to the popularization of insurance knowledge and enhancement of the insurance awareness of the whole people.
Finance is the core of the modern economy, while insurance is an important component part of the financial system which plays an important role in promoting reforms, guaranteeing economy, stabilizing society and benefiting the people. In the remarks Comrade Jiang Zemin profoundly expounds the function, status and role of insurance business in the modern economy, points out the basic principle for doing insurance work well under the socialist market economic conditions, and defines the cross-century goal for the insurance business and the way for its realization. Comprade Jiang Zemin's important remarks are of great importance for doing insurance work well and bringing about a sustained and sound development of the insurance business in the new historical period.
After undergoing 20-odd years of reform and development, China's insurance business has now become an important component of the financial system and is playing an increasingly vital role in the national economic and social development. Insurance has provided insurance supportive services to the exercise of risk management and control for enterprises, especially large State-owned ones and has given vigorous support to the reform and development of State-owned enterprises. Commercial personal insurance of varied forms, as an important supplement to social insurance, plays a significant role in raising the level of social security and establishing and perfecting China's social insurance system. The development of foreign-related insurance has created a good external environment for foreign trade and international economic and technological cooperation. Through venture and economic compensation, insurance has created important conditions for keeping the normal proceeding of social reproduction and maintaining economic stability. The insurance business has become an important undertaking indispensable to various trades and professions as well as to the broad masses of the people.
To implement the remarks, we must first, from the height of strategy and the whole situation, have a profound grasp of the essence of the remarks and devote more conscientious efforts to learning insurance knowledge. To do so we are required to adopt effective measures and, through various forms, intensify our efforts to publicize and popularize insurance knowledge and enhance the insurance awareness of the people. Leading cadres at all levels, in particular, should take the lead in conscientiously learning insurance knowledge and striving to study and grasp the characteristics and laws of insurance work and constantly enhancing their ability to control the whole situation of work.
To implement the remarks, we should strengthen management and leadership over the insurance business. The insurance business is a special trade with risk business as the object, there exist quite a lot of risks in the process of the operation of the insurance business itself, at the same time, the insurance business is also a service trade with a strong social character. The operational state of an insurance company will exert direct influence on social stability and people's livelihood. We must further tighten supervision and control over the insurance business, ensuring that the insurance business is run according to law and develops steadily and healthily, we should prevent and diffuse insurance business risk and ensure its sustained, rapid and sound development.
Started relatively late, China's insurance business is presently still in the initial stage of development and is still unsuited to the urgent need of reform, opening and economic development. This requires that we conscientiously study Comrade Jiang Zemin's remarks, further enhance our understanding of the importance of insurance work, earnestly study the new problems confronting the insurance business under the new situation, constantly open up new areas for the insurance business, satisfy the insurance demands of various trades and professions and the broad masses of the people, so that insurance will play an increasingly important role in social and economic development.
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