News Analysis: Japan's Trust Banks Busy With Merging 　　In this week, five merging events happened among Japanese trust banks because they want to survive under big pressure from the following three aspects. 　　First, these banks are all under the heavy burden of bad debts, which led to the deterioration of their business management, so that these banks want to pull themselves out of difficulties. 　　Second, with the approaching of March, when the final settlement of their account will be published and most of these banks will have deficits. If the deficits unveiled to the public, these banks might not find a suitable merging partner and might go bankrupt. 　　Third, the Japanese government exerts pressures on these banks, and asks the banks to finish handling all their bad debts by the end of this March. If financial institutions cannot propose efficient rectification measures, they will lose the last chance of gaining infused public funds. 　　Besides all the above-mentioning, the business opportunity of trust is another reason for these merging events. Japan has 1200 trillion yen of individual financial capital, but two-thirds of these funds are in savings. How to provide various financial commodities to consumers is the potentiality of the trust business, which is full of opportunities and risks. 　　 　　 WorldNews 1999-01-22 Page6 Full Story in Chinese